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  • Expert Mortgage Review and Certification

    Our Mortgage Experts will do a 100 point review of your mortgage offer and Certify your loan offer.

    Expert Mortgage Review and Certification

    Our Mortgage Experts will do a 100 point review of your mortgage offer and Certify your loan offer.

HIDDEN FEES CAN COST YOU THOUSANDS

Ratechek Experts will review your loan and determine if the Rate, Fees and program are right for you.  Our Expert do a 100 point check that could potentially save Thousands of dollars in hidden fees.  Get your loan offer RateChek CERTIFIED !

Every RateChek Mortgage CERTIFICATION checks for . . .

100 Point Expert Review . . .

Check Rate

Our Mortgage Experts will review your rate and make sure it is comparable to current market rates offered for your credit profile, purchase price, debt to income ration and other factors.

Potential Savings

$28,482 Savings over the life of the loan.

Check Fees

Our Mortgage Experts will review ALL of your fees and make sure they are comparable to current market fees offered for your credit profile, purchase price, debt to income ration and other factors.

Potential Savings

$2,592 in immediate Savings

Check Program

Our Mortgage Experts will review the mortgage program you have been offered to  determine if it fits your needs based on your credit profile, purchase price, debt to income ration, availalble down payment and other factors.

Potential Savings

Qualified for $30,000 More

Down Payment

Our Mortgage Experts will review your down payment goals and requirements to find the best possible program for you and even find down payment assistance.  You may be able to keep more of your Money for more important things.

Potential Savings

Switched to a $0 down Loan

Get My Loan Certified

What Customers are Saying About RATECHEK

"Looking at the loan offer I had no idea what questions to ask or if I had a good offer.  RateChek Experts made it easy and answered all my questions."

Theresa M.

"Just the satisfaction and confirmation that my loan was Certified by experts at RateChek was a huge benefit.  They gave me a detailed report that outlined Everything I needed."

Andrew C.

"I thought I had a good loan offer in hand, but I found out my interest rate was high, my fees were high and the program they had me in was wrong.  I saved Thousands of Dollars."

Maria P.

What Customers are Saying About RateChek

Theresa M.

"Looking at the loan offer I had no idea what questions to ask or if I had a good offer.  RateChek Experts made it easy and answered all my questions."

Andrew C.

"Just the satisfaction and confirmation that my loan was Certified by experts at RateChek was a huge benefit.  They gave me a detailed report that outlined Everything I needed."

Maria P.

"I thought I had a good loan offer in hand, but I found out my interest rate was high, my fees were high and the program they had me in was wrong.  I saved Thousands of Dollars."

Find Hidden Savings

Sometimes a loan is just right for the borrower, sometimes it is not.  In the case where loans are incorrect a mistake could cause thousands of dollars of extra cost over 30 years.  These are just some of the lenders who we have reviewed.

Just Get me a Great Lender with Great Rates and Fees

We only provide 1 lender at a time

We do not market your name to the highest bidder or to multiple lenders who will ALL call you.  We provide 1 lender that we think will fit your needs best.  If you want us to send a 2nd lender, we will only do so if you specifically request it.

Best Fees, Best Rates, Best Programs

Ratechek.com experts will evaluate your needs and match you with a lender who has programs, rates and fees that are best suited to your specific situation and pre Certified by RateChek.com.

Continued Expert Monitor/Supervision

Even though we have helped you identify a lender who will meet your needs, we will continue to monitor the transaction with you to make sure that you end up with the rate/fees and program that best fits you.

Get Lender Now

What Makes us Different

No One Will Call You

There are "other" services that promise you great rates that just end up selling your name to countless mortgage companies who repeatedly call you. Ratechek is different, experts analyze your current loan for hidden savings.

It's a Free Service

Our Experts will review your current loan rate/fees/program at no charge to you, ever. You will not be asked for your credit card, you will not be charged, you will receive our comprehensive Expert review report and Certification without any charge.

Just Great Advice

No Calls, no marketing emails, just great advice from a experts who will make sure you are not making a mistake that could cost you thousands over the next 30 years. Access fantastic information about your loan and more.

Upgrade to RateChek+

Upgrade to Ratechek+ and get access to our advanced calculator tools, dedicated, property search tools, dedicated account representative, mortgage calculators, daily market updates and more.

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When should I use RateChek?

Whenever you are considering a home related loan of any kind.  A refinance, purchase, Equity Loan or Construction loan of any kind would qualify for our experts to review and advise you of any hidden savings or overcharges.  If your just getting started or any time before you close on a mortgage of any type, RateChek.com experts are ready to find you savings and Certify your loan.

Experts search for savings

Our Professionals will review your rate and fees at no obligation and provide a comprehensive report for your review. If your rate and fees are comparable to current market rates, for your unique situation, the report will give you peace of mind. If your rate and fees are not competitive and your loan cannot be Certified, the report will give you the information you need to discuss and find a way to acquire the rate and fees you deserve.

60 seconds is all it takes

Use our website or download our app, fill in the information from the LE (Loan Estimate) and RateChek will take it from there.  Once you have entered the information and submitted it to RateChek, our experts will search for savings and provide you with your loan Certification and provide a comprehensive report.

Certify My Loan